The holidays are a time of love, loyalty and hope, and with it, a lot of money to spend.
But some gift card companies are starting to think twice about whether their offerings are the best way to make money during the season.
Here are the most common ways to spend your money during your time away from the office.
Gift Cards With no expiration date, most gift card issuers will give you a gift card that can be used to make purchases during your holiday period.
The issuers typically charge you a 2.5% fee for every transaction, but there are some exceptions.
Most gift card holders will pay a minimum $20 annual fee for the card.
Home Depot gift cards For a small fee, most of the major home improvement stores in the U.S. will accept a gift certificate for your purchase.
For example, Target will give a $50 coupon for a $200 purchase, and Lowe’s will give two $20 coupons for a total of $100.
Sears gift cards Sears has a variety of gift cards, but it will typically give you $25 in cash for every $100 of purchases.
If you are an active customer, you can use that money to purchase merchandise.
If the cards expire, you might be able to take advantage of the gift cards for free.
But if the cards don’t, you may need to use a coupon to get a discount.
The Sears Gift Card is one of the best for gift card use, and it only requires one purchase to qualify for a discount of up to 25%.
Kohl’s gift cards Kohl